# Save money on airtime recharge

I'm a software developer and I spend heavily on airtime and data, you'll eventually find out why. I often have an active subscription with multiple internet service providers, and at some point last year October, my monthly internet spending peaked over ₦45,000 monthly and with the tips I'm about to share with you, I have saved up to ₦10,000 naira in a single month.

> **NB:** This articles are specifically for Nigerians living in Nigeria.

I have a suit of apps I specifically use to achieve this, with each app giving me discounts and offers as high usually around 10% but sometimes even higher.

![modems.jpg](https://cdn.hashnode.com/res/hashnode/image/upload/v1590057689021/Z0SJs_ARr.jpeg)

My productivity is very much dependent on good quality internet because almost everything I do from pulling docker images to deploying code, pushing to git, testing deployments and having meetings would leave me frustrated on Glo network 😆. Let's quickly get started.

## 5. OPay
Who doesn't know OPay 😆? For me their glory days are over as they aren't as generous as they used to be and I don't use them so much any more, but they still made it to this list because they somehow still manage to give a 2% discount on airtime purchase. 2% is a good deal, but yanks... There's more where that came from.

## 4.  [Fairmoney](https://fairmoney.app.link/referral?referral_code=8TU45) 
Fairmoney which is a loan app with bill payment and airtime recharge functionality was at my disposal for quite a while. We were in a long-standing friendship with the Fairmoney app until March 2020 when they reduced airtime discount from 10% to 3%. It's still a fair deal though, at least better than what OPay offers, but why stay here when you can get more.

By using  [my referral link](https://fairmoney.app.link/referral?referral_code=8TU45)  you should get 500 discount and so do I.

## 3.  [Jumia One](https://pay.jumia.com.ng/referrals/?invitedby=b3bc8c3d-0553-40df-8f36-ac6d5410751b) 
How could I possibly compile this list without JumiaOne... They have been there for me right from the beginning, and though they're not my No. 1 goto choice today, they still have decent offers. Jumia One, now JumiaPay gives you a 4% **cashback** (note, cashback not discount) on Airtime recharge provided you use the promo code MOB4.

By using  [my referral link](https://pay.jumia.com.ng/referrals/?invitedby=b3bc8c3d-0553-40df-8f36-ac6d5410751b), you get 20% cashback on your first transaction. I get 500 naira too.

## 2.  [Palmpay](https://h5.palmpay.app/#/sign/sign-up?invitQrCode=ENK43G&code=0234&scene=PalmPay) 
The most impressive of these apps is PalmPay, their tagline is "Earn rewards for making payments". They give a 10% **cashback** (note, cashback not discount) on airtime purchase but not without a catch. You can only use your cashback to finance subsequent recharges up to the tune of 50%. It's difficult to explain, but say... You recharged 2000 naira, you'll get 200 palm points cashback after a successful purchase, but you cannot use the entire 200 cashback to buy 200naira airtime without making payment. To use the entire 200 naira, you must either buy a 400 naira airtime and pay extra 200 or use only 100 palm points and pay additional 100naira to buy a 200 naira airtime. If not for this complexity, Palmpay would have been at No. 1.



## 1.  [Clubkonnect](https://www.clubkonnect.com/) 
This is my No. 1 airtime recharge app. They give an average 5% discount on recharge with the lowest being MTN at 4% and the highest Glo at 7%. ClubKonnect ranks as my No. 1 because it's an outright discount, not a cashback and 7% is a great discount second only to Palmpay.